RedotPay Virtual vs Physical Card Promo Codes: Which One to Use?

Last Verified: February 2026

Many users are confused about whether to use the virtual card code DW20OFF or the physical card code DW2025. Applying the wrong code is a common reason discounts fail.

From our hands-on testing, we found that understanding the differences between virtual and physical cards—and knowing the correct promo code—can save both time and money.

Here’s a clear breakdown to guide you.

1. Virtual Card – Quick and Digital

Promo Code: DW20OFF (20% Off)

• Instant issuance: The card is ready to use immediately after activation.
• Works perfectly with Apple Pay or Google Pay.
• Ideal for online purchases and recurring digital subscriptions.
• Cannot be used for ATM withdrawals.

Pro Tip: Always check that you selected a virtual card in your RedotPay app before applying DW20OFF. Using the physical card code will trigger an error.

2. Physical Card – Tangible and Flexible

Promo Code: DW2025 (20% Off)

• Can be used in physical stores and ATMs.
• Takes a few days to ship.
• Ideal for cash withdrawals, in-store purchases, and international payments.
• Can also link to Apple Pay or Google Pay once activated.

Pro Tip: Confirm your shipping address and enter the promo code DW2025 exactly as shown (case-sensitive, no spaces) to secure your 20% discount.

3. Which One Should You Choose? (Scenario Guide)

• Choose Virtual (DW20OFF) if you need to pay for ChatGPT, Netflix, or shop on Amazon right now.
• Choose Physical (DW2025) if you travel frequently, need to withdraw cash from ATMs, or swipe at local stores.

This simple scenario guide helps you pick the right card and avoid using the wrong promo code.

4. Key Differences at a Glance

5. Common Mistakes to Avoid

• Using DW20OFF for a physical card
• Using DW2025 for a virtual card
• Not checking promo code case sensitivity
• Entering extra spaces before or after the code

Following these small steps ensures the discount works and prevents unnecessary support requests.