FB2OFF 
View screenshot RedotPay virtual card vs physical card
Same account, same balance, different fee and different use. Start with the virtual card unless you need plastic.
| Virtual card | Physical card | |
|---|---|---|
| Issuance fee | $10 | $100 |
| With a 20% code | $8 | $80 |
| How you get it | Issued in the app after verification | Posted to your address |
| Ready to use | Minutes | After delivery and activation |
| Online payments | Yes | Yes |
| In-store payments | Through a mobile wallet where supported | Yes, tap or chip |
| Cash withdrawal | No | Where ATM access is enabled for your card |
| Best for | Subscriptions, app stores, ads, online shopping | Travel, shops, cash |
Card features vary by country and change over time. The card details screen in the app is the authority for your account.
Codes for each card
Working as of 21 October 2026how we test
Virtual card
$10 $8
- View screenshot
OPENCLAW
View screenshot PH20OFF
View screenshot
Physical card
$100 $80
FB20OFF
View screenshot AIAGENT
View screenshot PRODUCTHUNT
View screenshot
How to decide
- You mainly pay online (streaming, software, AI tools, app stores, ad accounts): virtual card.
- You want to tap in shops and your region supports adding the card to a mobile wallet: virtual card, added to the wallet.
- You travel or need cash: physical card, and keep the virtual card for online use.
Frequently asked questions
Do I need both cards?
No. Most people only need the virtual card. Order the physical card if you want to pay in shops without a mobile wallet or withdraw cash.
Can I use the same promo code for both cards?
No. Codes are tied to a card type. Use a virtual card code for the virtual card and a physical card code for the physical card.
Which card should I order first?
The virtual card. It is cheaper, issued immediately, and lets you test the app with real payments before committing to the physical card.
Can I add the virtual card to Apple Pay or Google Pay?
Mobile wallet support depends on your region and the card type. Check the card details screen in the app for an "add to wallet" option before relying on it.